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Chase offers competitive financing options for used and certified pre-owned vehicles from dealerships. With a Chase auto loan, you can shop with confidence and control, and focus on what is important to you—getting the right car at the right price. With a Chase used car loan, you can eliminate the loan paperwork at the dealership and drive away sooner.
When shopping for a used car, you may consider a certified pre-owned vehicle. There are many cost-saving benefits to choosing a certified pre-owned vehicle rather than a new car. But before you consider a certified pre-owned car, do your homework. Often touted as a used-car option that brings peace of mind, the pre-owned certification may give you a false sense of security if you don't know the facts. Here are some things you should ask before you purchase a certified used car:
When shopping for a used car, you may consider a certified pre-owned vehicle. There are many cost-saving benefits to choosing a certified pre-owned vehicle rather than a new car. But before you consider a certified pre-owned car, do your homework. Often touted as a used-car option that brings peace of mind, the pre-owned certification may give you a false sense of security if you don't know the facts. Here are some things you should ask before you purchase a certified used car:
- Who will certify? It's best to go with factory-backed pre-owned cars, rather than those backed only by the dealership. Factory certification requirements are much stricter than those of a dealer and generally allow you to have your car repaired at nationwide locations, as opposed to one particular dealership. You'll also have the peace of mind of a broad manufacturer's warranty, rather than just an extended warranty. Be sure to read the warranty closely so you know what's covered and what isn't.
- Which car company has the best certified pre-owned program? Some factory-backed programs are better than others. Aside from looking closely at the warranty, ask about special financing, roadside assistance programs and return policies.3
- What kind of inspection took place? Ask for a copy of the inspection list so you know exactly what's been checked on the vehicle. It's also good to know the maintenance history of the certified pre-owned car you're considering.
- How does the car drive? Just like buying a new vehicle, it's important to schedule a test drive so you can really experience the pre-owned car for yourself. It's also a good chance to make sure everything is working correctly.

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